What type of insurance coverage is designed to protect against damages caused by natural disasters?

Property insurance is specifically designed to protect against damages to property caused by various risks, including natural disasters such as earthquakes, floods, hurricanes, and wildfires. This type of coverage typically helps homeowners and businesses recover financial losses due to damage to their physical structures and belongings.

In many cases, property insurance can encompass additional specific coverages, such as flood insurance or earthquake insurance, which address particular types of natural disasters not always included in standard policies. This makes property insurance a comprehensive option for safeguarding against the unpredictable nature of environmental events.

The other types of insurance mentioned serve different purposes. Comprehensive insurance generally pertains to vehicle coverage that protects against damages to a car from non-collision incidents; liability insurance safeguards against legal liabilities for injuries or damages caused to others; and health insurance focuses on covering medical expenses, making them less relevant for protecting against damages from natural disasters. Thus, property insurance emerges as the most suitable answer for this specific context.