Which dwelling policy is recognized as a standard landlord insurance policy?

The correct choice is a dwelling policy designated as TDP-2, which is recognized as a standard landlord insurance policy. This policy is specifically tailored for properties that are rented out to tenants. It provides coverage for the physical structure of the dwelling as well as for loss of rental income and liability protection, making it a comprehensive option for landlords.

The TDP-2 policy is also part of a broader classification of dwelling policies, which includes TDP-1 and TDP-3, but it stands out as the option that balances coverage for landlords. TDP-1 is more basic and offers less coverage, while TDP-3 is more comprehensive but operates under different conditions that may not align with the standard landlord coverage typically sought.

Overall, TDP-2 serves the specific needs of landlords by covering property damage along with loss of income and liability claims, making it the most appropriate choice among the options provided.