Which section of coverage addresses damage to the cars of an automobile dealer?

The section of coverage that specifically addresses damage to the cars of an automobile dealer is Dealers Physical Damage. This type of coverage is tailored to the unique needs of automobile dealers, as it offers protection for the vehicles they own and manage, typically including those that are in their possession for sale. This coverage is essential for dealers since they often have multiple vehicles that can be susceptible to risks like theft, vandalism, or accidents on the lot.

In contrast, General Liability primarily covers risks associated with bodily injury and property damage to third parties that may occur due to the business's operations, which doesn’t specifically address the inventory of cars. Auto Liability focuses on the liability that arises when the dealer operates a vehicle, which is separate from protecting the vehicles on the lot. Property Coverage might generally apply to a variety of property types, but it does not specifically cater to the needs of automobile dealers in the same way that Dealers Physical Damage does. This specialized coverage is vital for ensuring that the dealer's assets are adequately protected from potential losses related to the vehicles in their possession.