Which type of Auto Coverage pays for your damages if you were involved in a hit and run?

The correct answer is Uninsured Motorist coverage, which is designed to protect you when you're involved in an accident with a driver who does not have insurance or in situations like hit-and-run incidents where the other party is unidentifiable. This type of coverage helps pay for your medical expenses and property damage when the responsible party cannot be identified or doesn't have sufficient insurance to cover your losses.

In the context of a hit-and-run, Uninsured Motorist coverage becomes particularly relevant because it addresses the absence of another at-fault driver for whom you can seek recovery. Collision coverage, while it does cover your damages in an accident regardless of fault, requires you to pay a deductible and does not directly address the need for protection against uninsured drivers. Liability coverage is meant for protecting others when you are at fault in an accident, and comprehensive coverage pertains to non-collision incidents such as theft or natural disasters, neither of which would cover damages from a hit-and-run situation.